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Dubai real estate rules and regulations

Dubai is a well-known touristic, business, and investment hub. Due to the economic and political situation, many businessmen prefer to invest in Dubai. This city is developing rapidly and always seeking for new ways on how to bring more opportunities to Dubai investors.

For the last few years, buyers and investors are taking interest to invest in Dubai properties. Due to the rapid increase in real estate investments, the government designed and implemented a number of Dubai real estate rules and regulations for real estate investors. Dubai real estate rules and regulations address many legal issues to selling, buying and owning Dubai property. The main aim is to protect real estate investors’ interests to make the investment process fast and easy.


Dubai Land Department 

Dubai Land Department (DLD) established in the 1950s as the Land Registry Department. It was the first entity to handle properties and ownership affairs until HH Sheikh Rashid bin Saeed Al Maktoum, one of the Founding Fathers of the UAE, established the Land Affairs Commission. He granted it the authority to document and audit certificates, examine and map properties.


Main objectives of DLD 

Dubai Land Department (DLD) seeks to achieve the objectives of Dubai Government’s strategy in the real estate sector and improve land registration procedures according to latest international systems and practices in the real estate sector. It is aligned with a framework of strategic objectives to plan and develop an integrated strategy to enhance the real estate industry in Dubai. The strategy will also help to improve the sector’s control and monitoring competency, oversee and develop its leasing regulations. It will also encourage investments by establishing appropriate environments to promote the role of real estate in Dubai’s comprehensive development plan.


DLD Services

The main goal of DLD is to make sure that all of the related tasks to Dubai real estate rules and regulations are covered and taken care by the government. The DLD offers more than 26 main services and 216 sub-services to customers in the real estate sector. All services include land and title registration, registration and licensing of real estate professionals, and developing a regulatory framework to attract and effectively manage investments. Furthermore, the DLD complies and publishes on a weekly and monthly basis to allow investors to keep track of current real estate prices in Dubai.


Vision and Mission 

The vision of the Dubai Land Department (DLD) is to provide a perfect investment-friendly environment based on international best practices that safeguard the interests of all stakeholders in the real estate market.

The mission is to create an innovative and sustainable real estate environment which will promote Dubai as the world’s happiest city through:

  • Smart services;
  • Professional human and financial recourses;
  • Integrated real estate legislation.


Real Estate Registration Agency (RERA)

RERA has the main responsibility of putting legal Dubai real estate rules and regulations on all real estate related activities of developers, brokerage companies and owners associations. It also issues licenses to developers, brokers and rules & regulations for the registration of off-plan sales in Dubai. RERA monitors all project of developers from financial and technical aspects in order to protect the wider interest of the market and investors. Another task of RERA is to monitor compliance of developers, brokers, and other licensed real estate professionals with applicable Dubai real estate rules and regulations and imposing penalties for violations, including cancellation of projects.


Who can be a real estate owner, in Dubai? 

For many people buying a property in Dubai is a must, even though it used to have its own complexities. Due to great interest from international investors, new Dubai property law has been announced which gave an opportunity to freehold leases of Dubai property for 10 to 99 years lease in specific areas. It started attracting more investors to the country and gave an additional push to economic growth.


Why should you be aware of Dubai real estate rules and regulations? 

Real estate is a big and long-term investment. It requires proper legislation knowledge.  Dubai real estate rules and regulations are changing and always improving in order to make the investment process easier for international businessmen. Right knowledge gives the opportunity for the right and safe decision.

In order to invest a person should obtain a residential permit to live in the UAE. Buyers only need to sign a contract while purchasing a property. In most cases, depending on the payment plan, buyers are required to deposit 10%-20% as a down payment. If you are going to purchase an off-plan project you will have to make payments in installments. In purchase agreement in Dubai, you can transfer the amount to the third party or vendor. If a buyer is making payment via a vendor, he needs to pay 2% of the total property price as a fee to a vendor.

When it comes to real estate investments Dubai government takes direct control on the project development, documentation, registration and money transfers. It secures and protects an investor’s interests. In terms of money transfers, all of the payments should be done through ESCROW account.


Dubai economy and real estate sector 

Dubai is one of the most popular and well-known cities, in the UAE. Its economy developing fast as it is not based on oil, rather on tourism and financial services. Due to the recent financial crisis, which affected UAE as well, Dubai real estate market growth slowed down, slightly. Property prices have decreased which opened even more opportunities for Dubai investors. This time can be considered as one of the best to purchase a Dubai property. In order to make a profitable and successful deal, every investor should be aware of the main Dubai real estate rules and regulations.


Real estate law number 7 

Real estate law number 7 allows foreigners to obtain property ownership on rent or lease.   The duration of property lease for any property is around 99 years that must get approved by the State Government of Dubai.


Rental property laws 

According to the rental property law, the tenancy agreement should be signed for 1 year between a landlord and tenant. A landlord is not allowed to increase rent, during the validity of the contract. Rent price can be changed only during the contract renewal. What is more, landlords are not allowed to increase rent for more than 15%. In case of any dispute between renter and homeowner, they need to file a case to the municipality’s rent Control Committee.


Inheritance property law 

Inheritance property law is quite complex as compared to other Dubai property laws. If a deceased asset owner holds membership of other nation, then inheritance law of UAE also consider the law of other nation. It becomes more complex to decide inherited owners if a homeowner holds dual citizenship of two countries other than UAE. A valid will that fulfills all the legal standards of UAE and Dubai is essentially required to assign estate to legal beneficiaries. In the absence of a legal will, it is an Interstate Court decides how a property should be divided among recipients or state will owe that property. That’s why foreign investors and buyers must have a valid will to save their asset for their families.


The legal part of real estate investments is a must, in order to make the right decision when it comes to investments. If you are planning to invest in Dubai real estate – contact Universal Prime Real Estate. Our investment consultants will be able to provide full information on recent Dubai real estate rules and regulations and help you to make the right investment decision.


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Will Dubai real estate market crash?

Dubai real estate market witnessed major developments which include new laws, initiatives and projects announced. While prices on properties are still declining, governmental innovations in terms of visas, investments and business opportunities gave more freedom for investors to consider Dubai real estate market as an investment opportunity.

Over 19,700 units have been delivered year to date. Prominent deliveries include Bluewaters Residences, Damac Heights in Dubai Marina and multiple projects in Nshama Townsquare and Akoya (Damac Hills).


Dubai real estate secondary market 

2018 was a good year for Dubai’s secondary real state market. While residential off-plan sales have been low (-32% compared to 2017), there has been a rise in transactional activity in the ready space.

Market correction occurred as property prices have adjusted to the increased supply. This benefits consumers who may have previously aspired to own a property but was priced out, and we’re happy to see long-time UAE residents begin to invest and buy properties as an alternative to renting.


Governmental support 

Dubai government aims to attract more investors to growing Dubai real estate market by implementing different strategies which will benefit investors in the long run. Among the main governmental initiatives are:

  • 5-, 10- year visas;
  • 100% foreign ownership;
  • Long-term residency.

Due to the numerous projects launch, some developers delay handover. Dubai government secured investors by implementing new regulation. According to DLD, developers who delayed handover for more than a year must pay investors an equivalent amount of 1-year rent.

A reform-oriented government continues to be the main driver of the Dubai real estate market growth. Local and international investors build more trust in this market and government in general.


Residential capital values

Overall residential capital values for existing freehold properties declined 11% annually and are 22% below their 2014 peaks. However, not all areas performed equally.  The highest annual declines of more than 15% came from Business Bay, International City and Jumeirah Islands, locations with less than 6% declines were villas in Palm Jumeirah, Emirates Hills, and Al Furjan.


The rental market has become a tenants’ market 

Landlords have moved from accepting only one cheque to accepting up to 12 cheques. Macro-induced crunch on the consumers’ purchasing power had prompted a fight for affordability in both the rental as well as the sales markets. It directly boosts the retail, insurance and banking sector as more people continue to call Dubai their permanent home.

The shift towards domestic end-users rather than investors took place, as well. Developers offer innovative self-funded payment plans directly to their purchasers, outside of the traditional mortgage market.


What is the current situation of Dubai real estate market? 

At the moment, the Dubai real estate market is experiencing a decline in prices. The drop in the market of around 25% blamed on the oversupply of high-end luxury developments and falling oil prices.

Despite the decline in property prices in Dubai, several new initiatives were announced to improve the market sentiment and provide tangible returns.

One of the new regulations will see banks provided with more flexibility in terms of lending to real estate investors, which in turn will boost the market.

Developers are also focusing more on affordable units for the middle class, aimed at persuading renters to become buyers. They aim to create a community rather than just a single building. Some developers are following the trend when it comes to creating spaces that people can live, work and entertain themselves within.


Market stabilization 

According to Dubai real estate market experts, the market will start stabilizing in 2020 only. It is expected that more than 30 million people will visit Dubai for the Expo 2020. Among these 30 million, 70% will be from outside the UAE. The excessive supply will find its buyers and tenants. Implemented governmental changes only stabilize the Dubai real estate market and give an additional push towards its improvement.

Dubai real estate market is going through cycles, like any other market. Comparing to GCC real estate markets, Dubai is ahead of the curve which means that the worst situation passed. Today’s real estate market is on its way to stabilization.


Despite all rumors that Dubai real estate market will crash – it’s improving constantly. Due to governmental immediate initiatives and support the situation didn’t get worse and handled properly. What can we expect in 2019? The prices will be still dropping, but not that rapidly. By 2021 Dubai real estate market will stabilize.

What are the future trends and what should we expect? If you want to get more details on the future of Dubai real estate market – contact one of our property advisors. They will be able to provide all the needed details regarding the market situation and investment opportunities.


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Dubai real estate and why buyers are interested in its future?

Dubai real estate market was always an attractive alternative for real estate investors. One of the main reasons is a stable economy and a great geographical location of UAE. But is it enough to make a decision when it comes to real estate investments? Dubai real estate market has a lot to offer, despite the current market situation. The market is on its way to stabilization and it will improve in a short period of time due to recently implemented governmental laws and regulations. But what exactly makes Dubai real estate so attractive for international, and local, investors?

Governmental support of Dubai real estate market 

During 2018, governments across the Gulf have introduced several initiatives to support real estate markets. The UAE has reduced government fees down to 2.5% of the annual rent of commercial establishments from 5% and relaxed regulations around foreign ownership in businesses located outside of free zones. It has also approved a long-term residency visa program, which offers 5 to 10-year resident visas for foreign investors who invest between AED 5 million to AED 10 million in real estate projects. Such changes will positively benefit the Dubai real estate market as opens more opportunities for investors and businesses.

Numerous real estate projects 

Dubai real estate market is booming. A number of new affordable projects, concentrated on the middle-class investors, has been launched. It gives an opportunity for people to shift from rented apartments and start owning their own place. Wide variety of properties allows the future investor to choose the most suitable unit according to their budget and preferred location. Nowadays, even one of the most prime locations can have units, affordable for everyone.

Expo 2020 

It is expected that more than 30 million people will visit Dubai during Expo 2020 which will take place between 20th of October 2020 and 10th of April 2021. Among all expected visitors, a good number of them will eventually settle in the city even after the event is over. It will boost the economy of Dubai and bring more opportunities to Dubai real estate sector, in particular.

City’s vision 

Dubai is a place which everyone wants to visit. This city has everything one can think of. World’s tallest building, the world’s only 7-star hotel and the tallest hotel in the world. Once we thought that’s impressive and enough, the city came up with the design of even a taller building, Creek Tower, to break its own record which is set to be completed by 2020. The government of Dubai has set a plan to establish Dubai as the city of the future. Dubai implementing all the latest technologies to make the life of its residents easier and more exciting. The vision of Dubai rulers is to create a perfect environment for its residents, regardless of their nationality, profession or age. Every single person should be happy and free, living in Dubai. This is the main goal and development course in the city.

Dubai is one of the best places to live in. The growing economy, increasing population, safety, and numerous real estate investment opportunities make this city number one destination for the majority of real estate investors. Recently implemented rules and regulations, related to Dubai real estate investments, added even more confidence for international investors.

If you are considering investing in Dubai real estate market – contact one of our property advisors. Universal Prime Real Estate will be happy to share all the benefits which are waiting for you, as an investor.

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Investment in Dubai real estate with the highest return on investments

What is real estate? Majority of people see it as an apartment which they can call home. Nowadays, real estate gained slightly different image. Real estate is not a luxury anymore, rather an affordable investment. Robert Kiyosaki described real estate investing, in his book titled -“Rich Dad, Poor Dad”, in this way: “Real estate investing, even on a very small scale, remains a tried and true means of building an individual’s cash flow and wealth”. Real estate became not the only measure of security but investment opportunity and prosperity.

When it comes to real estate investments the main factor that we have to take into consideration is the country or the city that you are planning to invest in. Economy and overall political situation of that part of the globe can determine future return on investments. Investment in Dubai real estate is considered as one of the most profitable investments, at the moment. Apart from being one of the fastest developing city with a growing economy, Dubai has a number of other reasons to be considered as an investment opportunity.



Investment in Dubai real estate has always been an attractive investment opportunity for investors and business people from all over the world. One of the main advantages is definitely value for money. By investing in Dubai real estate, you will get exactly what you are paying for, or even more.


No property tax

Dubai is one of the few countries in the Middle East with 0 property tax. It serves a great purpose as it attracts investors from all over the world and creates a great opportunity for investment growth. That is why investment in Dubai real estate takes so much attention from within.


Expat / Tourist destination

Out of the total population of 9.2 million, the expatriates contributed to around 7.8 million with the Emirati Nationals holding a population share of 1.4 million. With a vast demographic variation, there are a varied number of nationalities who form a part of the majority of the expats in UAE especially Dubai and Abu Dhabi. Due to such a high concentration of expats, Dubai government tries to create enabling environment for their life, work, and property investment. Why is it so important? Here’s why: Expats come to Dubai for quite a long period, from 3 to 7 years, on an average. If the government creates a comfortable environment for them to live in, earn and invest they will stay in the country for longer. It will also boost the overall economy of the UAE.



Unlike most other countries, UAE has a perfect geographical location. It makes it accessible and appealing for international investors. Dubai airport has direct links with almost all the world’s biggest cities. It celebrated its 1 billionth passenger, in 2018. Every year Dubai airport is visited by more than 80 million passengers. These numbers are good indicators of a city’s growth and development. Being one of the main touristic destinations, Dubai has a great base for growth and further development.


Expo 2020

More than 30 million tourists will visit Dubai for Expo 2020, which will be held in October 2020. This event will last for 6 months and bring numerous benefits to the city in economic, touristic, and financial perspectives. What is more, investment in Dubai real estate will be even more attractive due to offers and discounts.



Dubai government implemented, recently, numerous rules and regulations which made an investment in Dubai real estate easier and more attractive. By investing a certain amount into Dubai real estate, an investor will be eligible for the residency. What is more, 100% ownership will be granted to Dubai real estate investors. All these changes make Dubai one of the best destinations for real estate investors.



Compared to London or New York, Dubai has one of the highest return on investments. Return on investment, however, differs as per location of the project. Nevertheless, average ROI, in Dubai, can vary from 8%-12%, compared to 4%-6% in London or New York. Investment in Dubai real estate gives an opportunity to build portfolio, invest, build and grow business.


For more information on Dubai real estate investments contact Universal Prime Real Estate at 04 425 3935, or drop us an email at

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10 Key reasons to invest in Dubai real estate market with Universal Prime Real Estate

Investments are never easy or speedy decisions to be made. It always requires preparation, relevant information, and market knowledge. Investment in Dubai real estate is a whole new world, for a non-experienced investor. Dubai real estate market offers a vast variety of off-plan projects and ready properties where it gets easy, to get confused. What is the current market situation you may ask? Whether to invest in off-plan or a ready unit? What location or a unit type would be better for a family? What projects can get high ROI? All these questions are dedicated to an experienced property consultant. Why do you need a consultant’s help? The answer is simple – the time is money. Property consultants save your time, especially if you want to invest in Dubai real estate with maximum benefits. If you are planning to invest in Dubai real estate market make Universal Prime Real Estate your guide. Here are reasons why you should seek help from Universal Prime.


1.Investor’s background 

Universal Prime Real Estate Brokerage is a real estate consultancy which aims to guide those who would like to invest in Dubai real estate. Whether you are a beginner or an experienced investor, you should always get an expert’s advice at any investment stage. Real estate market in Dubai constantly changes, which makes real estate consultants stay updated on the recent market trends. But why would you trust Universal Prime Real Estate when you plan to invest in Dubai real estate? The main and most important reason is that we come from the investor’s background. The owner of Universal Prime Real Estate once started as an investor by investing in Dubai real estate. Doing it at the right time made him build a portfolio, increase income and launch independent businesses. Investments in real estate can cause great losses if you don’t know how to do it in the right way.


2.Market knowledge 

Before preparing a new meal, the chef has to check the exact recipe to know the needed ingredients and procedure to ensure that the end product is perfect. The same rule applies to real estate investments too. Proper market research comes before making any final decision. You want your real estate investment to bring you maximum profit. Make sure that you are aware of all market trends and recent changes. Knowledge is the key. The help of a specialist is a must if you want to make the right investment.



What do you need to know to invest in Dubai real estate market? A number of questions should be answered such as: What is the current market situation? What is the economic situation of the country? What developers can you consider as reliable? What are the new projects, etc.? Many investors do their market research in advance, but nothing can substitute an expert’s knowledge who is working in real estate 24/7. Consultation from a real estate expert is worth a lot. An investor will have updated market information, plus priceless experience of previous deals. Consultants will be able to guide an investor throughout the whole process avoiding all possible mistakes. Investment in real estate, with the help of an experienced consultant, will be done faster, easier, and with the maximum profit for the investor. That is why Universal Prime Real Estate issues regular training for consultants and provides them with all needed updated information related to Dubai rules and regulations. The professionalism of our consultants is our power!


4.Dedicated team 

Great things in business are never done by one person. They are done by a team of people. At Universal Prime Real Estate, we chose only the best professionals in the field. We strongly believe that having the right people sharing the same company values are the collective key to success. Only by having the same vision and future goals can team progress and move forward.


5.Variety of real estate projects

What is the one major difference in investing through a developer and a brokerage? The variety of projects. If you are planning to invest in Dubai real estate through a developer – you will be tied up to a specific project and location. When, by investing through brokerage, an investor can pick and choose any real estate project he thinks will benefit him the most- depending on the price, ROI, location and other preferences.


6.Trusted real estate brokerage

Universal Prime Real Estate believes that only hard, consistent work and knowledge share can bring value to the client. Since the very beginning, Universal Prime Real Estate helped a lot of people find their “new” home and invest in Dubai real estate with high returns on investments. We highly value knowledge and believe that quality always prevails over quantity.


7.Ease of the investment process 

What does an investment require? Many people who are new to real estate investments may think that once you transferred the money the deal is done. Nevertheless, it requires additional paperwork and documentation. With the help of a professional, investment process will go faster and easier. As real estate consultants, our task is to ease the process and make it a pleasant experience for our clients.


8.Extra services 

While working in real estate and dealing with many investors, we expanded our services. Apart from providing consultation on real estate investments and helping clients invest with high ROI we go an extra mile providing other related services. Did you buy a property and now want to rent it out? Universal Prime Real Estate will provide a full property management service. If you bought a new apartment and would like to arrange moving and packing – our team can assist you with it as well. By understanding our clients and their needs, we are trying to speak the same language by arranging the required services for investors. Property management, investment consultancy, legal advisory, and many other services are provided by Universal Prime Real Estate. You name it – we have it. A full spectrum of real estate services is only a call away.


9.Future vision 

Receiving benefits from real estate investment always takes time. You should not expect an immediate profit after transferring money for your new apartment. If you are an investor and planning to sell your apartment in order to gain profit be sure that it won’t happen overnight. It is important to know the market, be able to forecast it and understand when the right time is to sell the unit in order to get maximum benefit. All this can be done by professionals who are working in the real estate sector for a long period of time. It allows them to understand the market, know in which way it can change and predict future trends. This information is vital if you want to get the maximum benefit from your real estate investment.



All real estate companies are aware of exclusive offers – when a developer gives exclusive price or a certain number of units with the best view (of a certain project) to a specific real estate company. How does an investor benefit from it? By investing through a brokerage who has exclusive offers of a project, you will get the best price in the market and the best unit with the best view. The most important factor is to have such an agent with an exclusive offer who has exactly what you are looking for, just like Universal Prime Real Estate.


Real estate investment is an easy process, as long as you have the right people to guide you. With the help of Universal Prime Real Estate, your investment experience will be easy, fast and informative.

Contact one of our agents at 04 425 3935 or drop us an email at

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What impact Expo 2020 will have on Dubai real estate?

Expo 2020 will have a tremendous impact on Dubai real estate market and the city itself. But what do we know about this so promising event? Expo 2020 is one of the largest events, so far, in the whole Arab world. It takes place in Dubai on October 20, 2020, and would last for a period of 6 months.

More than 30 million people from 190 participating countries are expected to visit Dubai during this period.

The History

The first Expo “The Great Exhibition of the Works of Industry of All Nations” took place in London’s Crystal Palace (1851). More than 100,000 objects were displayed presenting different types of inventions dating back from the industrial revolution.

The Agenda

Share different experiences, showcase ideas, collaborate and unite with others is the main purpose of Expo2020.

Every city and country experienced a drastic change brought by the Expo event. Now the important questions are:

  • How will it benefit Dubai?
  •  How Dubai real estate market and the economy will change during and after the event?

Travel and Tourism 

Dubai Expo 2020 will host more than 30 million people, quite an impressive number for a 6-month event. A significant number of investors planned to the country during Expo 2020. It will be a great time for Dubai real estate market to pick up and improve its situation. What is more, Expo2020 considered as the catalyst for landlords and Dubai real estate developers. Landlords can get their property rented easily. Developers, at the same time, will concentrate on attracting more investors through special offers and attractive payment plans.

How affordable is Dubai real estate market in this regard? 

Affordable prices of Dubai’s real estate, no property tax, numerous governmental changes (5-,10-years investor’s visa) and 100% free ownership has already made Dubai a tidbit for investors. High media attention and a significant number of investors will provide a great opportunity for increased investment activity. The most important question is whether landlords and developers are ready for this demand or not? If developers are able to take advantage of Expo 2020, it will improve their position in the market, stabilize the economy and give that extra push for the future growth and development of the sector and the economy, at large.

New opportunities

There is no doubt that Dubai real estate market will grow and improve. With the market shift towards more affordable units, investors have a wide range of choices in terms of price, location, and offers. It was never so easy to invest in the Dubai real estate market. High ROI, easy payment plan, no property tax, post-handover installments made it cheaper to own an apartment rather than renting it. If you have few years and not sure whether to rent or buy an apartment – consider buying one. It is always better to invest in your own apartment and pay installments on a monthly basis rather than pay rent. If you are hesitant to decide about renting or buying an apartment, how to choose a suitable unit and location – it is always better to get the help of a renowned property advisor.

Contact Universal Prime Real Estate property advisors and let us help you to invest in your future.

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Dubai investments for residency

What gives us a feeling of security? An apartment, stable job or business, our family and the ability to make future plans. All these basic needs are essential if you are living in your country. But what if you are living or planning to move abroad? In this case, the list above should be complemented by one more very important criteria – residency. These are the top essential things which secure our life abroad.

Dubai economy

Dubai shifter into a less oil-dependent country a few years ago. With an amazing growth rate of 6.1% in 2014, Dubai becomes one of the fastest growing economies in the world. It allowed to build trade relations with multiple countries in the world. As a result, it aids its economy. It all leads Dubai government to move towards a relatively diversified economy, improvement of infrastructure and ample foreign assets, according to the Institute of International Finance.

The introduction of 5% VAT further diversified revenues. VAT is a measure that will give more stability.

Investments for residency 

According to the latest statistical data, 3.23 million people are living in Dubai and this number will increase up to 10 million by 2027. Among the main reasons for people to move to Dubai are stable economy, numerous opportunities when it comes to investments, business and career growth. Upcoming Expo 2020 attracted a number of new investors to the city. In order to improve its image as a land of opportunities and take care of those who chose Dubai as an investment destination, its government implemented new rules and regulations. Dubai investments for residency now have few options such as 5-, 10-years residency visa and 100% ownership. According to His Highness Sheikh Mohammed, global investors can have 100% ownership of their companies in the country. He the following vision in his Tweet: “Our open environment, tolerant values, infrastructure, and flexible legislation constitute the best plan to attract global investments and exceptional talents. The UAE will remain a land of opportunities. It is the best environment to realize the dreams of humans and unleashes their exceptional potentialities.”

How much should you invest to be eligible for Dubai residency? 

Depending on the number of your investments you can be granted 5- or 10- years visa. Those who own property worth AED 5 million or more will be eligible for a 5-year residency visa. Investors who hold an investment through a deposit in an established company or a business partnership worth AED 10 million or more will be granted a renewable residency visa every 10 years. Others who made various investments of no less than AED 10 million, including property – which must be worth no more than 40% of the total investment – will also qualify for a renewable residency visa every 10 years.

Entrepreneurs who own a project worth AED 500,000 or above can be granted 5 years visa with the further possibility of upgrading it to an investor’s visa. It can be done only if all needed requirements are met.

What are the main benefits of the investor’s visa? 

Apart from getting 5- or 10-years residency visa, Dubai investors will receive a number of other benefits such as:

  • Free entry into the country and residence on its territory;
  • Arrangements for moving to the UAE for members of the family;
  • Opening a personal account in one of the banks of the UAE;
  • Obtaining a driver’s license and insurance in one of the Emirates;
  • Teaching in educational institutions throughout the country;
  • Free entry into the countries of the Persian Gulf and some other countries;
  • Receiving profit and income that are not taxable.


The above article provides full information on Dubai investments for residency and how an investor can benefit from it. But the main question is: “What project to choose to invest in?” This puzzle can be solved by one of our experienced property advisors. Universal Prime Real Estate property advisor can not only suggest what project you should invest in, but also what is the best time for investment including projects with high ROI that you should consider.

Contact Universal Prime Real Estate and let our agents help you in creating a better future for you.


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لماذا جاء الأثرياء؟

ماذا يعنى أن تكون دولة الإمارات ضمن أكثر دول العالم استقطابا للأثرياء, و أن تكون دبى الخيار الأول بين مدن العالم قاطبة جذب أصحاب الثروات؟

ليس من البساطة بمكان أن تنافس دولة أو مدينة عربية دول العالم و مدنها الشهيرة, فى واحد من أهم المقاييس و هو رضى أغنى الأغنياء, و أن تلبى مطالب هذه الشريحة الصعبة المراس و الكثيرة الطلبات التى يعرف عنها أنها “لا يعجبها العجب”. و كيف تنجح دولة موقعها الجيوسياسى فى منطقة تواجه تحديات جمة فى تحقيق إستقرار قل فى نظير العالم, و أن تكون ملاذا أمنا و حرا لأصحاب الملايين و عائلاتهم؟

الأمر كله يدعو إلى تقدير قيادة الإمارات التى تؤمن بأبنائها أولا و بالإنسان الأخر ثانيا, و تعده شريكا فعالا فى الإقتصاد و المجتمع. قيادة تنتهج مبادئ التسامح و ترفع العدل راية, حيث الجميع سواسية أمام القانون.

ما وصلت إليه الإمارات ليس وليد اللحظة بل هو نتاج إيمان و رؤية و عمل و مثابرة, إنه حصيلة حرية الفرد و تفجير الطاقات الإبداعية و رعايتها, إنه نتاج عمل فرق بأكملها نفذت بنجاح رؤية قيادة واعية همها الأول الوطن. سنت الإمارات القوانين ووفرت البنى التحتية الراقية, و قدمت التسهيلات للأعمال, و أطلقت المشاريع الأساسية و الكمالية, و بنت أجهزة إدارية سلسة, ووفرت الأمن و الأمان, و فتحت ذراعيها للجميع فأصبحت أرض الأحلام, و مركزا للباحثين عن الإبتكار و ملاذا للأثرياء و المبدعين.

التقرير الأحدث يفيد بأن دولة الإمارات إستقطبت فى 2018 نحو 2000 من أصحاب الثروات الكبيرة, بينما تصدرت دبى مدن العالم, حيث إجتذبت أكثر من 1000 مليونير, متفوقة فى ذلك على مدن كبرى مثل لوس أنجلوس و ملبرون و ميامى و نيويورك و سان فرانسيسكو و سيدنى.

سمو الشيخ حمدان بن محمد بن راشد أل مكتوم ولى عهد دبى فى تعليقه على التقرير يقول إن هناك عناصر تكاملت جعلت دولة الإمارات محط أنظار العالم نموذجا أمثل للعيش و العمل.

و هذا النموذج اليوم مؤهل للإستفادة من وجود هؤلاء الأغنياء على الأرض, فوجودهم يعكس إيجابا على قطاعات الإقتصاد كافة, وإن كان على رأسها التجزئة و العقارات و الطيران و الخدمات المتنوعة. و من شأن ذلك أن يسهم بقوة فى تعزيز دورة إقتصادية متنامية تظهر فى الأفق.

لكن من أين جاء هؤلاء الأثرياء؟

يظهر تقرير بنك “أفرو أسيا” نزوحا كبيرا لأصحاب الثروات من مواطنهم إلى دول العالم و منها الإمارات, حيث نزح من الصين 15,000 مليونير و من روسيا 7,000 مليونير و من الهند 5,000 مليونير و من تركيا 4,000 و من كلا من فرنسا و المملكة المتحدة 3,000.

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Dubai real estate investors by nationality.

Dubai has always been a tidbit that nobody can resist. This fact has been derived by taking into consideration the latest Dubai real estate trends and governmental support. Hence, buying a property in Dubai became a must for many nationalities. But who are these Dubai real estate investors who decided to become a part of Dubai’s life?

Before we jump into analyzing Dubai real estate investors, let’s understand what makes this city so attractive?


What are the benefits of Dubai real estate investments?

First of all, all of the processes, purchases, and transactions are controlled and monitored by the government (Dubai Land Department). This gives an additional sense of security to Dubai real estate investors as they are guaranteed that their money is in safe hands.

Secondly, no property tax makes it very easy and beneficial to purchase a property. No extra charges will be deducted from the investor, on a yearly or monthly basis later on.

What’s more, new governmental changes such as 5-, 10- years investor’s visa, long-term residency, and 100% freehold started attracting international investors to Dubai by providing numerous investment and business opportunities. So who wouldn’t prefer to invest in Dubai real estate?


Dubai real estate investors by nationalities.

UAE nationals (Emiratis) have been top Dubai real estate investors for many years. They invested AED 37.4 billion through 12,000 transactions during the year 2017, while Indians (the second largest group of investors) invested AED 20.4 billion. Taking into consideration other nationalities such as Jordanians, Egyptians, Saudis, etc. a total number of 217 nationalities invested AED 151 billion.


Market shift.

Due to the market shift towards more affordable properties and price reduction, Dubai real estate market became even more attractive for international investors. In addition, market changes started attracting “new” investors from China. The first 9 months of 2018 recorded a great number of transactions, which in turn shows Dubai’s real estate market growth and stabilization.


Dubai real estate investors.

Amongst the top 5 Dubai real estate investors, holding the number one spot were the UAE nationals. Emiratis invested AED 11.5 billion during the first 9 months of 2018. Indian investors were second and invested AED 10.8 billion in Dubai real estate. British investors spent AED 4.3 billion, Pakistanis AED 2.8 billion and Chinese investors invested AED 1.7 billion.

Saudis, once the main Dubai real estate investors, don’t appear in the top 5 investor’s list. The core reason being its weak value of oil which weighed badly on Saudi investors.

The economic and political situation in the world and in different countries, such as Brexit, the crisis in Turkey, trade war between USA and China determine future trends of investments and impact on businesses.

If you want to know more about Dubai real estate market, latest trends and updates – contact Universal Prime Real Estate.


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Why Millennials should invest in real estate?

Many of us have certain stereotype when it comes to Millennials, those who were born between the years 1982 and 2000. You can always hear that they are spoiled, lazy, irresponsible, social media addicts, etc. But is it actually shows the real picture?

In many countries Millennials constitutes the majority of country’s population. For instance, in USA Millennials are the largest age group who are hardworking, goal oriented who are getting good job and gaining financial stability very quickly. They are the ones who changing the world trends drastically.

Numbers talk

Millennials are very smart and careful when it comes to big investment. These kind of people like deals and can easily invest in something they really believe in. According to the latest research conducted by Bank of America 1 in 6 Millennials have savings of $100,000 and ready to invest. In 2017, Millennials made up the largest group of homebuyers (34%) and of all Millennials property investors, 66% were first-timers. It makes a lot of sense that they are becoming more and more interested in real estate investments as 85% of Millennials find it one of the best investment opportunities.

Consider real estate investment now.

What are the main benefits for Millennials if they invest in real estate now? Check our 5 top benefits if you are planning real estate investment.

  1. Recovery

Every investor, when they only start this game, face ups and downs. If you failed in your first investment you will recover faster comparing to older investors. Main concern for older investors will be whether it affects their retirement or not, when Millennials can learn fast from their mistake and try again.

  1. Less responsibility

Every door is open for young people. This expression as well as possible describes variety of opportunities for younger generation. And real estate investment opens enormous amount of them. Millennials are active and like to do things fast. Real estate investment may not be considered as a risk as majority of them don’t have family, they are not tied down to a certain location or have countless expenses. All these factors allow them to make the right investment decision.

  1. Decision making

Older investors tent to take time when it comes to real estate investments. They take into consideration all pros and cons, do proper market research and check different options, when Millennials are way faster. They know already what they want and they are not afraid to make the final decision.

  1. Long term investments

Real estate can make you rich – this is out of question, even though it is not a quick process. To reach the maximum return on your investments, you’ll need time. Nothing happens overnight. You’ll enjoy your investment over a longer period of time by getting into it early.

  1. Financial freedom

By investing in real estate when you are young can protect your family from job loss or financial instability. Even if you lose your job, you’ll have money coming in from your real estate investment. Eventually, your real estate will continue making money for you even when you’re not working.


There is no doubt that Millennials are entering into their peak investing years, and their actions should be taken into consideration. Numerous opportunities are available for them, taking into consideration current Dubai real estate market situation, multiple projects with easy payment plans. All this makes investing easier and more accessible.